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Financing Available in Waco, TX

0% APR financing options on qualifying plumbing jobs through GreenSky — apply right from your estimate. Subject to credit approval. Same-day decisions in most cases.

Affordable Plumbing Repairs & Upgrades — Pay Over Time

Major plumbing work shouldn’t have to wait. Through our partnership with GreenSky®, qualified Central Texas Plumbing Solutions customers can finance jobs with low monthly payments, sometimes at 0% APR for an introductory period. Decisions are typically made within minutes, and approved funds can be applied directly to your invoice.

Common uses: tankless water heater installations, repipes, water filtration systems, sewer line repair or replacement, and large remodel jobs.

  • Apply during your free written estimate — tech can email you the link right from the field
  • Most decisions in minutes
  • 0% intro APR available on qualifying plans (subject to credit approval)
  • No prepayment penalty — pay off early without fees
  • Funds applied directly to your CTPS invoice
GreenSky 0% APR financing available through Central Texas Plumbing Solutions

How to Apply for Financing

During your CTPS estimate (recommended)
During your free written estimate, ask your CTPS technician about financing. They can email you the GreenSky application link right from the ServiceTitan app on-site. Most applicants get a decision within minutes.
By phone
Call us at (254) 776-6500 and our team will send you a personalized GreenSky application link via email. Useful if you’re planning a project in advance.
In our office or online portal
Approved financing funds can be applied to your invoice directly through our ServiceTitan billing portal. No paper, no waiting on a check.

Frequently Asked Questions

Who is GreenSky?
GreenSky is a leading consumer financing platform that partners with home service contractors across the country. Loans are made by federally-insured banks (currently Synovus Bank, Member FDIC, NMLS #408043). CTPS has been an authorized GreenSky merchant since 2026 through our ServiceTitan integration.
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What credit score do I need to qualify?

GreenSky offers programs for a range of credit profiles. Approval and rate depend on your full credit application, not just a score. Many customers with fair to excellent credit qualify for low-APR or promotional 0% APR plans. The pre-qualification check uses a soft pull and does not affect your credit score.

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How long does approval take?

Most decisions come back within minutes of submitting your application. If your CTPS technician sends you the application link from the field, you can often have approval and signed loan documents before the estimate is even finalized.

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Are there any fees?

There are no application fees and no prepayment penalties on GreenSky loans. Some longer-term plans have a fixed interest rate after a 0% APR introductory period; the rate and any monthly minimum payment are disclosed upfront before you sign.

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Can I pay off the loan early?

Yes. GreenSky loans never have a prepayment penalty. If you pay off the balance during a 0% APR promotional period, you owe only the principal — no accrued interest.

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What kinds of plumbing jobs qualify?

Any CTPS job that meets the minimum loan amount qualifies — typically larger projects like tankless water heater installs, whole-home repipes, sewer line repair or replacement, whole-home water filtration, and remodel work. Smaller repairs are usually paid by card or check. Your technician will let you know if your job fits a financing program.

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Ready to start? Get a free written estimate.

We’ll give you a firm price and walk you through your financing options — no obligation.

Financing provided by GreenSky® programs. Subject to credit approval. Loans for the GreenSky® consumer loan program are provided by Synovus Bank, Member FDIC, NMLS #408043. GreenSky® is a registered trademark of GreenSky, LLC. NMLS #1416362. CTPS is a Texas Master Plumber (License M-47205).

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